Student Loan Payment Guide: How To Budget For Resuming Student Loan Payments
If you’re one of the 45 million student loan borrowers, you’re likely feeling anxiety about making room in your budget for these payments, which on average clock in at $503 per month. Here are 7 suggestions on how to ease into student loan payments again.
5 Financial Triggers And How To Overcome Them
Triggered. We hear this word everywhere nowadays. Despite Fox News bullying liberal millennial “snowflakes” for being emotionally intelligent, the word “triggered,” is valid. Especially when you have experienced trauma in your life. Financial trauma not withstanding. A trigger is a reminder of a past trauma. This reminder can cause a person to feel overwhelming sadness, anxiety, or panic. It may also cause someone to have flashbacks (goodtherapy.org). Here are 5 financial triggers and how to overcome them.
How To Stay Debt-Free
Here are 5 ways my family stays out of debt after getting out of it and uses our cash-flow intentionally. This is how we continue to live a debt-free life.
10 Ways To Improve Your Finances In The New Year
The ball has dropped and Auld Lang Syne has been sung, which can only mean one thing: It’s the new year!
If you’re looking to set money goals in 2022 or improve your personal finances, I have just the thing for you. Here are 10 ways to improve your finances in the new year.
How To Deal With Kaizen Burnout
On the surface, kaizen seems harmless. At least that’s what I thought before I majored in corporate power and communications and became jaded with capitalist dread. When you take a closer look you notice that the kaizen ‘continuous improvement’ philosophy is corporate brainwashing wrapped up in a pretty bow. At the end of the day, when you kaizen for a company, you’re kaizening (is that a thing?) for a bottom line — and it certainly isn’t your bottom line.
Forcing Your Kids To Go To College Is Stupid
In a perfect world, you’d grow up with financially stable parents. Your parents saved your entire life for you to go to the college of your dreams. You graduate with a degree, and go into the career of your choice. You then make $59k salary that the statistics promised you. You’d have no student loan debt, you’d get a job in your chosen field a week after graduation, and you’d be livin’ the life.
Reality check.
That lifestyle is right up there with unicorns and cotton-candy clouds for the majority of Americans. Most Millennials and Gen-Zers were raised with this rose-colored idea preached to them by society, but without the actual reality of a loaded 529 saving account and a field-of-study that guarantees a lucrative career.
6 PROVEN Ways To Pay Off Debt On A Low Income
Since graduating college in 2015, I’ve held lower income jobs. Now as a new business owner, most of my money is spent on building my company and a CPA that will ensure I’m in good graces with the IRS come tax season. Lower income earners have a vastly different experience becoming financially stable than high income earners. Our methods, timelines, and views on financial freedom are different. Becoming debt free on a low income is possible, and with the right determination. When you’re on the lower end of the tax bracket, knowing how to tackle debt effectively can seem overwhelming and impossible. Here are 6 proven ways to pay off debt on a low Income:
4 Reasons You’re Failing At Rover
Since being public about the love I have for this side hustle, I’ve been getting more questions about it. One of the biggest: How can I make as much money as you? Here are 4 mistakes I see in the Rover world and how to fix them. I hope this helps you in your pursuit of more cash while using this app!
Toxic Money Habits And Actionable Steps To Reverse Them NOW
This Halloween don’t let toxic habits kill your financial wellbeing. We all have ways we can be better, especially where money is concerned. Below, I’ve listed 5 toxic habits and how you can take steps to fix them now!