Student Loan Payment Guide: How To Budget For Resuming Student Loan Payments
If you’re one of the 45 million student loan borrowers, you’re likely feeling anxiety about making room in your budget for these payments, which on average clock in at $503 per month. Here are 7 suggestions on how to ease into student loan payments again.
30 Things I’ve Learned About Money In 30 Years
Celebrating my 30th birthday by sharing the 30 things I’ve learned about money in 30 years.
Realistic Money Goals In An Unrealistic Economy
The reality is that we can’t and don’t control gas prices, higher rent bills, or food prices. If we could, all of it would be free and equitable. So what money goals do you set when prices begin to creep up and your income stays the same?
How To Save Money This Summer
Saving money is getting more and more difficult nowadays, but these 5 tips, you’ll be well on your way to saving money this summer.
4 Ways To Lower Car Costs TODAY
For the majority of us, having a car is a non-negotiable— and with almost 92% of Americans having access to a car, how do we keep costs bearable? Here are 4 ways to lower car costs today.
Alternative Housing Options For Combating Rising Housing Costs
Society expects a traditional, linear path — one riddled with debt and high-interest loans. Work hard in high school, go to college, buy a new car, get married, buy a house, have kids, get that corner office… does this sound familiar to you? While you may have been able to accomplish all of this with little to no debt “back in the day,” (think white, middle-class, 1960s) the same is simply not possible in 2022.
5 Financial Triggers And How To Overcome Them
Triggered. We hear this word everywhere nowadays. Despite Fox News bullying liberal millennial “snowflakes” for being emotionally intelligent, the word “triggered,” is valid. Especially when you have experienced trauma in your life. Financial trauma not withstanding. A trigger is a reminder of a past trauma. This reminder can cause a person to feel overwhelming sadness, anxiety, or panic. It may also cause someone to have flashbacks (goodtherapy.org). Here are 5 financial triggers and how to overcome them.
10 Ways To Improve Your Finances In The New Year
The ball has dropped and Auld Lang Syne has been sung, which can only mean one thing: It’s the new year!
If you’re looking to set money goals in 2022 or improve your personal finances, I have just the thing for you. Here are 10 ways to improve your finances in the new year.
How To Deal With Kaizen Burnout
On the surface, kaizen seems harmless. At least that’s what I thought before I majored in corporate power and communications and became jaded with capitalist dread. When you take a closer look you notice that the kaizen ‘continuous improvement’ philosophy is corporate brainwashing wrapped up in a pretty bow. At the end of the day, when you kaizen for a company, you’re kaizening (is that a thing?) for a bottom line — and it certainly isn’t your bottom line.
5 Dog Products That Will Change Your Life
While living in Colorado, I’ve been able to snag an extra grand a month just by hanging out with sweet animals via Rover. You can sign up to be a walker or sitter by clicking this sentence.
Dogs are a large part of my life, so it makes sense that I have products I love surrounding my pooches.
Here are 5 dog products that will change your life:
Coronavirus and the ‘Poor’
Personal finance is my passion and my joy. I love helping people-- that’s why I do this. I once knew next to nothing about money besides I should probably have a checking account. Now, I’m focused on building a business and generational wealth. Then the Coronavirus hit.
Forcing Your Kids To Go To College Is Stupid
In a perfect world, you’d grow up with financially stable parents. Your parents saved your entire life for you to go to the college of your dreams. You graduate with a degree, and go into the career of your choice. You then make $59k salary that the statistics promised you. You’d have no student loan debt, you’d get a job in your chosen field a week after graduation, and you’d be livin’ the life.
Reality check.
That lifestyle is right up there with unicorns and cotton-candy clouds for the majority of Americans. Most Millennials and Gen-Zers were raised with this rose-colored idea preached to them by society, but without the actual reality of a loaded 529 saving account and a field-of-study that guarantees a lucrative career.
6 PROVEN Ways To Pay Off Debt On A Low Income
Since graduating college in 2015, I’ve held lower income jobs. Now as a new business owner, most of my money is spent on building my company and a CPA that will ensure I’m in good graces with the IRS come tax season. Lower income earners have a vastly different experience becoming financially stable than high income earners. Our methods, timelines, and views on financial freedom are different. Becoming debt free on a low income is possible, and with the right determination. When you’re on the lower end of the tax bracket, knowing how to tackle debt effectively can seem overwhelming and impossible. Here are 6 proven ways to pay off debt on a low Income:
4 Reasons You’re Failing At Rover
Since being public about the love I have for this side hustle, I’ve been getting more questions about it. One of the biggest: How can I make as much money as you? Here are 4 mistakes I see in the Rover world and how to fix them. I hope this helps you in your pursuit of more cash while using this app!
The Real Vampires: The Healthcare Industry
The United States is home to a group of vampires. They work behind the scenes to create the environment of dread and anxiety that they feed on. Every year they become more and more engorged on the lifeblood of the American economy.
Who are these shadowy monsters? Health insurance companies. *insert horror scream*
Top 4 Financial Mistakes Service-Members Make
I made mistakes that many people did (if not, just humor me). I wasn’t used to having a stable amount of money in my bank account. Many young whippersnappers in the service feel a level of confidence they aren’t used to walking around with a piece of plastic in their wallets. Here are some of the most mistakes and how to avoid them during your time defending the good ‘ol U S of A.
Toxic Money Habits And Actionable Steps To Reverse Them NOW
This Halloween don’t let toxic habits kill your financial wellbeing. We all have ways we can be better, especially where money is concerned. Below, I’ve listed 5 toxic habits and how you can take steps to fix them now!
Baby Step Spells For Every Witch Or Warlock
In general, money isn’t a topic people joke about. As someone who loves to laugh, I find that this is too bad. After all, it can’t be 100% straight faced all the time. So instead of keeping everything grave this month, I’ve decided to let my hair down with these faux spells, chants, potions, and charms. Enjoy the Vee Frugal Fox October spin on Dave Ramsey’s famous Baby Steps.
Car Insurance For Basic Bitches
Car insurance is peace of mind. If you are liable for someone’s damage or injuries, your insurance will help you pay for that, including the legal fees if you are sued or served. Keep in mind an insurance company will not cover you for things you don’t have the coverage for. You also could be denied coverage if you do something on purpose, so you can be held liable for those things personally. These are just things to keep in mind.
How We Blew A Lump Sum Of Money And How To Avoid Our Mistakes
Talk With Your Partner And Devise A Plan - And Not A Plan That You Ignore Once Money Hits Your Account
Communication is key when you have another person attached to your financial health - especially when you’re talking about moving… an already stressful situation.Sit down and T A L K with your SO about why you want to put $x here and $y there. Prioritize expenses together. Come to an agreement on saving and spending.