Forcing Your Kids To Go To College Is Stupid
In a perfect world, you’d grow up with financially stable parents. Your parents saved your entire life for you to go to the college of your dreams. You graduate with a degree, and go into the career of your choice. You then make $59k salary that the statistics promised you. You’d have no student loan debt, you’d get a job in your chosen field a week after graduation, and you’d be livin’ the life.
Reality check.
That lifestyle is right up there with unicorns and cotton-candy clouds for the majority of Americans. Most Millennials and Gen-Zers were raised with this rose-colored idea preached to them by society, but without the actual reality of a loaded 529 saving account and a field-of-study that guarantees a lucrative career.
6 PROVEN Ways To Pay Off Debt On A Low Income
Since graduating college in 2015, I’ve held lower income jobs. Now as a new business owner, most of my money is spent on building my company and a CPA that will ensure I’m in good graces with the IRS come tax season. Lower income earners have a vastly different experience becoming financially stable than high income earners. Our methods, timelines, and views on financial freedom are different. Becoming debt free on a low income is possible, and with the right determination. When you’re on the lower end of the tax bracket, knowing how to tackle debt effectively can seem overwhelming and impossible. Here are 6 proven ways to pay off debt on a low Income:
Toxic Money Habits And Actionable Steps To Reverse Them NOW
This Halloween don’t let toxic habits kill your financial wellbeing. We all have ways we can be better, especially where money is concerned. Below, I’ve listed 5 toxic habits and how you can take steps to fix them now!
How We Blew A Lump Sum Of Money And How To Avoid Our Mistakes
Talk With Your Partner And Devise A Plan - And Not A Plan That You Ignore Once Money Hits Your Account
Communication is key when you have another person attached to your financial health - especially when you’re talking about moving… an already stressful situation.Sit down and T A L K with your SO about why you want to put $x here and $y there. Prioritize expenses together. Come to an agreement on saving and spending.